I am so excited because I just cleared up the last derogatory on my Experian yesterday! It took a mass email to all the executives, but I finally got results. Thanks to the help of everyone here, I have made so much progress in cleaning up my credit report due to a combination of GWs, PFDs, and clearing invalid information. Now for the hardest part, waiting for it all to go away. I have a few things that fall off between March and May and some of my PFDs could take up to a month to go away. Soon though, I will have gone from at least several collections on all three reports to only 2 on my TU, and an otherwise perfect (albeit short and thin) history on my others.
If I can just get a CC and auto loan from PSECU in the next month or so, I will just sit back and garden while I finish school.
