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Registered: ‎02-07-2013
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Re: Suprise! Cap One CLI!


marathonmama24 wrote:

So I've been reading about the luv button to get a CLI, so I went to my Cap One account today. Low and behold, they've upped my limit to $1,500! And I didn't even have to do anything! I know it's not much, but our card has been at $500 for years now with no love from Cap One. What a great suprise!


Congrats on the CLI

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Registered: ‎12-13-2013
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Re: Suprise! Cap One CLI!


marathonmama24 wrote:

So I've been reading about the luv button to get a CLI, so I went to my Cap One account today. Low and behold, they've upped my limit to $1,500! And I didn't even have to do anything! I know it's not much, but our card has been at $500 for years now with no love from Cap One. What a great suprise!


Grats to your CLI Smiley Happy


EX Fico 08 BC 07/15: 806 (+14); EX Fico 04 V2 06/14: 775
EQ Beacon 5.0 12/14 757
TU Fico 8 07/15: 754 (-5)
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Registered: ‎04-12-2014
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Re: Suprise! Cap One CLI!

Congrats!  Every little bit helps!

Pre-BK Filing : @ 500 average.....Post BK : @ 550 average.....30 days after BK: @ 600.....12 months after BK @ 660.

16 MONTHS AFTER BK: CREDIT CARDS ($54k total) : Capital One QuickSilver Signature Visa = $13,000.....Another Capital One QuickSilver Signature Visa = $10,750.....Capital One Quicksilver = $12,500.....Yet Another Capital One QuickSilver Signature Visa = $10,000.....Capital One VentureOne MC = $3,500.....Merrick Bank Visa = $1,800.....Barclay Cruise Visa = $1,300.....Barclay NFL Visa = $500 .....Walmart = $1,000.....PayPal = $800..... Capital One Sony Visa = $1,000 (Closed to get QS Signature).....Capital One Plat MC = $3,000 (Closed to get QS Signature) - (all within 16 months of BK discharge!)
Established Member
Posts: 10
Registered: ‎03-25-2014
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Re: Suprise! Cap One CLI!

Congrats on your CLI! I had contacted someone via their online chat about a week ago. He told me to call an automated number to submit for a CLI. Yesterday, I received a letter in my documents that said they do not increase CLI's based on request from the customer. Guess I have to wait until they feel generous again!

Starting Score: 576
Current Score: 618
Goal Score: 700+


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Contributor
Posts: 85
Registered: ‎12-26-2013
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Re: Suprise! Cap One CLI!

Well they certainly were feeling generous. We'd called and asked previously (many years ago) and they said they were "not doing CLI at this time." Weird response, but OK. Glad to see some of my hard work paying off and finally getting that bump!

 

Thanks for all the love, guys!! Smiley Happy

Still gardening....

Starting Score: 519 Jan 2012
Making Progress: 606 Dec 2013, 662 Mar 2014
Current Score: 670 June 2014
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Established Member
Posts: 21
Registered: ‎09-24-2012
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Re: Suprise! Cap One CLI!

The same thing happend to me from my old Orchard card. My limit was $320 and they bumped me up to $750 without me asking. Must be all the love I have been giving my Quicksilver card the past 6 months. Smiley Wink

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Re: Suprise! Cap One CLI!

It's spring, and Cap1 love is in the air.....  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
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Registered: ‎07-08-2010
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Re: Suprise! Cap One CLI!

Congratulations to you!  I had a similar thing happen to me around Christmas.  I was paying my Cap One bill online and was confused at first, as my credit line was supposed to be $750 but now said $2250.  I had to keep rereading the limit...I couldn't believe it.  It was a very nice surprise! 


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