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myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: Suprise! Cap One CLI!


marathonmama24 wrote:

So I've been reading about the luv button to get a CLI, so I went to my Cap One account today. Low and behold, they've upped my limit to $1,500! And I didn't even have to do anything! I know it's not much, but our card has been at $500 for years now with no love from Cap One. What a great suprise!


Congrats on the CLI

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Valued Contributor
gdale6
Posts: 9,441
Registered: ‎12-13-2013
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Re: Suprise! Cap One CLI!


marathonmama24 wrote:

So I've been reading about the luv button to get a CLI, so I went to my Cap One account today. Low and behold, they've upped my limit to $1,500! And I didn't even have to do anything! I know it's not much, but our card has been at $500 for years now with no love from Cap One. What a great suprise!


Grats to your CLI :smileyhappy:

EX Cred Ses 12/14: 796 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 12/14: 858
EQ Fico 05/14 781 ; EQ MPM 12/14: 750
TU Fico 8 12/14: 719; TU MPM 06/14 706
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Shooting-For-800
Posts: 23
Registered: ‎04-12-2014
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Re: Suprise! Cap One CLI!

Congrats!  Every little bit helps!

Pre-BK Filing : @ 500 average..........Post BK : @ 550 average
30 days after BK: @ 600 average..........60 days after BK: @ 625 average..........6 months after BK @ 660.
1st Credit Card After BK: 04/12/14: Capital One Unsecured MasterCard = $3,000. After 11/12/14 = $3500
2nd Credit Card After BK: 04/24/14: Capital One Unsecured Quicksilver One MasterCard = $3,000. After 11/12/14 = $3500
3rd Credit Card After BK: 05/14/14: Capital One Unsecured Sony Visa = $1,000.
4th Credit Card After BK: 08/14/14: Merrick Bank Unsecured Visa = $900 (suppose to double to $1800 in 6 months)
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steele70
Posts: 10
Registered: ‎03-25-2014
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Re: Suprise! Cap One CLI!

Congrats on your CLI! I had contacted someone via their online chat about a week ago. He told me to call an automated number to submit for a CLI. Yesterday, I received a letter in my documents that said they do not increase CLI's based on request from the customer. Guess I have to wait until they feel generous again!

Starting Score: 576
Current Score: 618
Goal Score: 700+


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marathonmama24
Posts: 83
Registered: ‎12-26-2013
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Re: Suprise! Cap One CLI!

Well they certainly were feeling generous. We'd called and asked previously (many years ago) and they said they were "not doing CLI at this time." Weird response, but OK. Glad to see some of my hard work paying off and finally getting that bump!

 

Thanks for all the love, guys!! :smileyhappy:

Still gardening....

Starting Score: 519 Jan 2012
Making Progress: 606 Dec 2013, 662 Mar 2014
Current Score: 670 June 2014
Goal Score: 700


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mandar13077
Posts: 21
Registered: ‎09-24-2012
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Re: Suprise! Cap One CLI!

The same thing happend to me from my old Orchard card. My limit was $320 and they bumped me up to $750 without me asking. Must be all the love I have been giving my Quicksilver card the past 6 months. :smileywink:

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Shogun
Posts: 12,952
Registered: ‎04-15-2011
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Re: Suprise! Cap One CLI!

It's spring, and Cap1 love is in the air.....  :smileyhappy:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
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Catasi
Posts: 9
Registered: ‎07-08-2010
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Re: Suprise! Cap One CLI!

Congratulations to you!  I had a similar thing happen to me around Christmas.  I was paying my Cap One bill online and was confused at first, as my credit line was supposed to be $750 but now said $2250.  I had to keep rereading the limit...I couldn't believe it.  It was a very nice surprise! 


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