I am currently on my sisters cell phone plan. I pay my bill each month on my own and am an AU on her account. Well she lost her job and if she doesnt pay her bill, regardless if i paid mine our phones get turned off. I want to apply for an account on my own but not sure the credit requirements. My ficos are Tu:606 Exp:590 Efx:564 Does anyone have any idea about this?
I don't know the exact credit requirements for getting your own cell phone plan even though I used to work at a dealer and sold t-mobile service. The worst case scenario is that you'll have to put a deposit down to start your own service (I've seen them range from $50-$300) and if you have 1 full year of payments on time they'll refund you that entire deposit, so you will be able to get your money back.
T-Mobile has some good prepaid options now. It's basically plan with no credit check, you can have many of the same features and similar packages and I think you pay month to month or a prepay a month in advance. They tried to talk me into it last time I was there because it was a new option and the were pressing it on everyone. I already had a contract with them though.
