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THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

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ktl72455
Valued Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

LMBO!!!  I know the feeling!!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 41 of 136
signguy17
Frequent Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

.....another day without an alert.......I think I'm starting to get DTs.....I NEED MY FIX!!


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 42 of 136
Erika3o3
Regular Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

I have NOT had a score increase since the 7th (and that was only 1 point)!!!! What the heck man! GIMME SOMETHING TO WORK WITH HERE!!!!

Fico 8 Scores as of 5/29/21
Equifax: 606 / Transunion 641 / Experian 647

Captial One Platinum: $500
Capital One QuickSilver: $2000
Discover IT: $1,500
Kohls: $300
Message 43 of 136
ktl72455
Valued Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Nothing for me either... hoping maybe 1 tomarrow and probally nothing till next mo when cap1 updates the 2 CO's to zero.  uggg

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 44 of 136
guiness56
Epic Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Message 45 of 136
Shogun
Moderator Emeritus

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

I've gotten SW alerts for 3 bumps in the past week.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 46 of 136
signguy17
Frequent Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

^^^^^^ I don't think I like the last poster anymore.....it's not that Shogun got a bump but it's more that he didn't share.....sharing IS caring Shogun!!^^^^


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 47 of 136
starry1
Valued Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

+1


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 48 of 136
signguy17
Frequent Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

This crack will make you do stupid things....I told my kids about crack....."Never do any drug that sounds like part of your ass!"  I feel so ashamed.  I just went and did the www.eliminateidtheft.com thingy.  It costs me $12.95 got all 3 scores plus all 3 credit reports and it says I can pull whever I want to.  Howeverrrrrr......they're FAKOs!!  It's the same TransRisk score that Credit Karma gives for free (and that's paying too much).  My FAKO scores were EX- 583 (myFico EX-646)  TU-590 (myFico EX-646).

 

So not only did I pay for something I was already getting for free but the false scores were worse than the real ones in the first place!

 

Good news I saw my credit reports...but the bad news is none of my baddies fell off yet.

 

I need a fix........please.


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 49 of 136
solstice00
Regular Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

I got a bump! But its just for 2 points.

Smiley Happy Smiley Sad

 

 



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Message 50 of 136
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