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THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

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ktl72455
Valued Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Ha same thing happend to me last month , I didnt look at the statements and see the cut date was going to be 2 days sooner and I left 284.00 on a 300.00 card.. talk about ouch when it reported!!  So now it is down to 0.00 and I am paiently waiting for it to report again.

 

my 2 Cap 1 CO's probally wont update until next month around the 4th when they normally reported and taked on a dollar or 2 for "interest"...agrrrr  and I thought waiting a wk was hard enough for a update!

 

Congrats on your bump, at least you know it aint broke or stuck!!

 

 

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 61 of 136
starry1
Valued Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

I got a nice 19-point bump today. My first cc in a decade hit and I went from 617 to 636 on scorewatch! My fakos didn't budge.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 62 of 136
ktl72455
Valued Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Congrats!!!! Nice bump!!!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 63 of 136
signguy17
Frequent Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Sweet...would love a 19 pt bump...I see some people have bumps like 75-100 pts...that would overload my systems...I'd pass out!


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 64 of 136
ktl72455
Valued Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

sitting at 598 I would prob pass out if I got a 50-100 point bump!!  I will be mega happy with just 2!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 65 of 136
signguy17
Frequent Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

well I paid both CC back down and left alittle on each one.  I have the luxury of not needing any credit at this point.  But the last few cars and trucks we have had were all used.  Maybe it would be nice to get a new car but I'm allergic to monthly payments.  When we got the CapOne card that was the first true credit card we have ever had in our lives (and Im 54 years old).  But my wife has had a mutitude of medical issues and the medical collections hurt our credit score and with having no other credit then our home we couldn't restore our score so here I am.

 

The only other thing on our bucket list is to sell everything and buy a log cabin in the Smoky Mtns in western North Carolina.  On a creek.  With no forwarding address.  With a deck overlooking the creek.  With a beer...... oh yeah now there's my sweet spot!


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 66 of 136
DaBears
Senior Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Dude, Im there with my ATV's and a 48 pack of Heineken!!!!! LOL

Message 67 of 136
Crossdivided
Established Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!


@DaBears wrote:

Dude, Im there with my ATV's and a 48 pack of Heineken!!!!! LOL


DUDE, SHARE!

 

yeah so i always seem to get my sw alert late sat night...nothin all weekend -twitch-

 

although prob no change anyway. the only new reporting would be from the 16th, but that wont show up on report for several days after that (and be backdated to the 16th...you know how it goes with this stuff...).

Message 68 of 136
ktl72455
Valued Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Yes, we make changes and waitSmiley Tongue and wait Smiley Frustratedand wait Smiley Madand almost give up and stop waiting for it,  then out of the blue my phone sounds off and I cant log in fast enough while holding my breath!  Credit repair will drive a non drinking person to drink!! Save one for me!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 69 of 136
Crossdivided
Established Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Sorry, ya'll, was 6 pages deep...just couldnt let the thread die.

 

Just wouldnt be right.

Message 70 of 136
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