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THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Valued Contributor

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Awww. I bet you'll get a really big fix and then you'll be bouncing off the walls for days.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 91 of 136
Frequent Contributor

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

well yesterday I got a notice from my CU that my new CC account was now posted so that will give me my first use of my new card but I paid down my utilization because I left too much in the CapOne CC account so I lost 5 points but I probably won't see the rebound from that until CapOne posts on the 11th of next month......so we wait.....ohhh but the fix will be glorious I'm sure!


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 92 of 136
Established Contributor

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

We will be bouncing for joy right along with Starry!!  It better be at least a 2 point bump for making me go through withdrawls like this!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Message 93 of 136
Frequent Contributor

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

I'm having DTs!


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 94 of 136
Established Contributor

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

The only thing I have is gained: I owe less on CC, I paid off 2 Charge offs, , paid off my last collection and got a delete comming, my AAoA increased by 1 month and I got in NFCU. But it could be worse... with out this group .bahhhaaaa.. I wouldnt jump out of my skin every time I get a txt!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Message 95 of 136
Valued Contributor

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Are MPMs scores trans risk or vantage scores?

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 96 of 136
Established Contributor

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Trans Risk  I think because my fake TU score matches my CK fake TU score. which for me is 18 points higher than my true TU scores..ughh.

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Message 97 of 136
Valued Contributor

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Oh yeah, you're right. I should have figured that one out myself.Smiley Happy


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 98 of 136
Established Contributor

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

I GOT MY FIX!!!!!!!!!! 

Your FICO® score has gone up to 601 on March 31, 2013

YEAH!!!!  its only 3 points but I am finally at the 600 mark!!  At least on EQ!! 

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Message 99 of 136
Valued Contributor

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Awesome, congrats! 

 

I got a little bump fix this weekend too.  10 points on EQ and probably similar on TU as well, but I refuse to buy a new score uet.  My TU fako went way up to 664, so that was good enough for me to see.Woman Very Happy


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 100 of 136