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Established Contributor
Posts: 849
Registered: ‎03-09-2013
0

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Im about to cut Equifax and Transunion.  I GW'ed a 120 days late on a joint account and its already come off of his but it has only updated on my experian, oddly enough its his experian that takes forever to update. Transunion seems to be a month behind on everything for me, including my macy CLI from 500 to 1500.  Not to meniton the collection thats supposed to be coming off.

Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
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Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Hello Joey!


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Established Contributor
Posts: 852
Registered: ‎12-09-2012
0

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Lmbo!! Credit karma won't let me refresh daily no more! I do like the sharpie idea though lmbo! A bump is a bump! My sams discover last statement date was 2/8 so figured 3/8. Nope 3/11 finally so now I got to wait for my update...agrrrr. now discover is the 10th period. Has been for yrs. Why can't they all be that consistant!
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
1/29/15 TU08 666 | EQ08 676 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1300~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 8K ~Care Credit 3,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Foreclosure (fall off TU 6/15 EX 9/15 EX 12/15)
Frequent Contributor
Posts: 368
Registered: ‎02-10-2013
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Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Oh yeah.....Credit.com says it refreshes every 30 days and February only has 28 days so maybe now I have to wait 2 more days.  Who in the heck decided that February should get short changed?  Didn't they realize the disruption this would cause in the time space continuum and how it would effect my credit score and ultimately cause a delay in my fix?  Those turds!


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Established Contributor
Posts: 852
Registered: ‎12-09-2012
0

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Yep I figured thats why mine didnt cut its normal day, feb has 28 days... how stupid  and talking about messing up my timing..geesh! But discover dont care 28, 30,31 days , it cuts the 10th period.

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
1/29/15 TU08 666 | EQ08 676 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1300~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 8K ~Care Credit 3,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Foreclosure (fall off TU 6/15 EX 9/15 EX 12/15)
Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!


signguy17 wrote:

Oh yeah.....Credit.com says it refreshes every 30 days and February only has 28 days so maybe now I have to wait 2 more days.  Who in the heck decided that February should get short changed?  Didn't they realize the disruption this would cause in the time space continuum and how it would effect my credit score and ultimately cause a delay in my fix?  Those turds!


Lol!

Regular Contributor
Posts: 153
Registered: ‎03-09-2013
0

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

My score bumped 30 points in 2 days.

Now I feel like buying another score report. Can't wait for score alert to just refresh itself every 7-10 days!

I want to enter the 700 club this very month!!!!!

Arrgghhhhhhhhh. 



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Established Contributor
Posts: 852
Registered: ‎12-09-2012
0

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

What is your TU score? I will be just happy to get over that 600 mark, 700 seems miles away at 1 bump at a time lol!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
1/29/15 TU08 666 | EQ08 676 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1300~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 8K ~Care Credit 3,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Foreclosure (fall off TU 6/15 EX 9/15 EX 12/15)
Regular Contributor
Posts: 153
Registered: ‎03-09-2013
0

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

[ Edited ]

TU-689



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Regular Contributor
Posts: 153
Registered: ‎03-09-2013
0

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

The only thing that is bothering is my patience.

I feel like rebuking my lenders into sending off-cyle updated balanes every day.

Disciplining them!

:smileyhappy:



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
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