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THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Established Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Im about to cut Equifax and Transunion.  I GW'ed a 120 days late on a joint account and its already come off of his but it has only updated on my experian, oddly enough its his experian that takes forever to update. Transunion seems to be a month behind on everything for me, including my macy CLI from 500 to 1500.  Not to meniton the collection thats supposed to be coming off.

Message 31 of 136
Senior Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Hello Joey!


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 32 of 136
Established Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Lmbo!! Credit karma won't let me refresh daily no more! I do like the sharpie idea though lmbo! A bump is a bump! My sams discover last statement date was 2/8 so figured 3/8. Nope 3/11 finally so now I got to wait for my update...agrrrr. now discover is the 10th period. Has been for yrs. Why can't they all be that consistant!
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Message 33 of 136
Frequent Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Oh yeah.....Credit.com says it refreshes every 30 days and February only has 28 days so maybe now I have to wait 2 more days.  Who in the heck decided that February should get short changed?  Didn't they realize the disruption this would cause in the time space continuum and how it would effect my credit score and ultimately cause a delay in my fix?  Those turds!


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 34 of 136
Established Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Yep I figured thats why mine didnt cut its normal day, feb has 28 days... how stupid  and talking about messing up my timing..geesh! But discover dont care 28, 30,31 days , it cuts the 10th period.

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Message 35 of 136
Epic Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!


signguy17 wrote:

Oh yeah.....Credit.com says it refreshes every 30 days and February only has 28 days so maybe now I have to wait 2 more days.  Who in the heck decided that February should get short changed?  Didn't they realize the disruption this would cause in the time space continuum and how it would effect my credit score and ultimately cause a delay in my fix?  Those turds!


Lol!

Message 36 of 136
Regular Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

My score bumped 30 points in 2 days.

Now I feel like buying another score report. Can't wait for score alert to just refresh itself every 7-10 days!

I want to enter the 700 club this very month!!!!!

Arrgghhhhhhhhh. 



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Message 37 of 136
Established Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

What is your TU score? I will be just happy to get over that 600 mark, 700 seems miles away at 1 bump at a time lol!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Message 38 of 136
Regular Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

TU-689



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Message 39 of 136
Regular Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

The only thing that is bothering is my patience.

I feel like rebuking my lenders into sending off-cyle updated balanes every day.

Disciplining them!

Smiley Happy



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Message 40 of 136