03-14-2013 08:36 PM
Ck is going to a once a wk pull and MYM is a daily pull , which I do every morning around 5:30 am LOL!! Its 12.95 a month single and 17.95 couple but at lease I can check daily for something to fall off as long as its not the last number of even a fake score, I am happy for now... not really but it sounds good lol!
03-14-2013 08:36 PM
03-14-2013 08:41 PM
My Privacy Matters @ www.eliminateidtheft.com
Daily credit monitoring and change in credit report alerting system.
Some does a credit inquiry, you get alerted. Score goes up or dow, new account added, credit line increase, you get alerted. No changes... you drool over others bumps until your next alert :-)
03-14-2013 11:36 PM
^^^^^^ I don't think I like the last poster anymore.....it's not that Shogun got a bump but it's more that he didn't share.....sharing IS caring Shogun!!^^^^
If it was out to me I'd be handing out bumps like a 14 year old learning to shave for the first time!
03-15-2013 05:04 AM
What score watch are you guys using??? I want one, I want one :-P
03-15-2013 05:10 AM
Nevermind, I'm assuming you guys are talking about the one offered on this sie for $14.95/month. Is it worth it? How often are you seeing an unpdated sore/report? Monthly? Daily?
03-16-2013 10:37 AM - edited 03-17-2013 10:57 AM
Updates depend on your own CR, and your own situation. You can call myFICO though and tell them if they have any promotions going on and get the ScoreWatch service for 9.95 a month instead of the 14.95 a month.
03-16-2013 12:10 PM
I finally gave up on Scorewatch.. mine was basically flat for a year.. maybe up a few, then apply for a CC and down a few.. but over 1 year FICO stayed within 5 points so hard to justify $14.95 a month to watch water boil. I SRS thought that by paying bills on time and CC's PIF every month, plus getting my debt-credit ratio in line and keeping Util at 10% or less would do something to raise my FICO but NOPE. Addiction to Scorewatch overcome.
03-16-2013 01:36 PM
No bump but I got a CK alert and a MPM alert for NFCU doing a inquiry on TU but nothing from Score watch yet.
03-17-2013 09:41 AM
I GOT A BUMP!! YAAAAAAYYYYY!!! i got a negitive bump....boooooooo. The good bump was on Credit.com which reports the EX FAKO. It went up 9 points! MyFico, however, due to my own hand dropped 5 point because I didn't know that a CC utilization doesn't kick in until the first reporting which hasn't happened yet and so I left too much money due on the card and it dropped.....oh well.
I paid the cards down to $30 on one and $10 on the other. The new card payment is due of the 21st so it should report around the 25th I guess. We shall see....
But +9 and a -5 is a net +4 gain right! Oh yeah baby right there!! Daddy likes that! OOOOOOOOOOOOO!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO