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THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Established Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Ck is going to a once a wk pull and MYM is a daily pull , which I do every morning around 5:30 am LOL!! Its 12.95 a month single and 17.95 couple but at lease I can check daily for something to fall off as long as its not the last number of even a fake score, I am happy for now... not really but it sounds good lol!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Message 51 of 136
Regular Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

What is MYM if you don't mind me asking!

Smiley Happy



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Message 52 of 136
Established Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

My Privacy Matters @ www.eliminateidtheft.com

 

Daily credit monitoring and change in credit report alerting system.

 

Some does a credit inquiry, you get alerted. Score goes up or dow, new account added, credit line increase, you get alerted.  No changes... you drool over others bumps until your next alert :-)

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Message 53 of 136
Moderator Emeritus

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!


signguy17 wrote:

^^^^^^ I don't think I like the last poster anymore.....it's not that Shogun got a bump but it's more that he didn't share.....sharing IS caring Shogun!!^^^^


If it was out to me I'd be handing out bumps like a 14 year old learning to shave for the first time!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 54 of 136
Member

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

What score watch are you guys using??? I want one, I want one :-P

 


Starting Score: 579 (TU) 501 (EQ)
Current Score: 612 (TU) 579 (EQ)
Goal Score: 720


Take the myFICO Fitness Challenge
Message 55 of 136
Member

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Nevermind, I'm assuming you guys are talking about the one offered on this sie for $14.95/month. Is it worth it? How often are you seeing an unpdated sore/report? Monthly? Daily?


Starting Score: 579 (TU) 501 (EQ)
Current Score: 612 (TU) 579 (EQ)
Goal Score: 720


Take the myFICO Fitness Challenge
Message 56 of 136
Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Updates depend on your own CR, and your own situation. You can call myFICO though and tell them if they have any promotions going on and get the ScoreWatch service for 9.95 a month instead of the 14.95 a month.


Starting Score: EQ FICO 559
Current Score: EQ FICO 569
Goal Score: 750 All
WF Secured (300)
Message 57 of 136
Established Member

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

I finally gave up on Scorewatch.. mine was basically flat for a year.. maybe up a few, then apply for a CC and down a few.. but over 1 year FICO stayed within 5 points so hard to justify $14.95 a month to watch water boil. I SRS thought that by paying bills on time and CC's PIF every month, plus getting my debt-credit ratio in line and keeping Util at 10% or less would do something to raise my FICO but NOPE. Addiction to Scorewatch overcome. Smiley Wink


Starting Score: 668
Current Score: 680
Goal Score: 750


Take the myFICO Fitness Challenge
Message 58 of 136
Established Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

No bump but I got a CK alert and a MPM alert for NFCU doing a inquiry on TU but nothing from Score watch yet.

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Message 59 of 136
Frequent Contributor

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

I GOT A BUMP!!  YAAAAAAYYYYY!!!  i got a negitive bump....boooooooo.  The good bump was on Credit.com which reports the EX FAKO.  It went up 9 points!  MyFico, however, due to my own hand dropped 5 point because I didn't know that a CC utilization doesn't kick in until the first reporting which hasn't happened yet and so I left too much money due on the card and it dropped.....oh well.

 

I paid the cards down to $30 on one and $10 on the other.  The new card payment is due of the 21st so it should report around the 25th I guess.  We shall see....

 

But +9 and a -5 is a net +4 gain right!  Oh yeah baby right there!!  Daddy likes that! OOOOOOOOOOOOO!


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 60 of 136