Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 901
Registered: ‎12-09-2012
0

Re: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Smiley Mad Nothing for me either!  Just AGrrrrrr!!! Sorry to hear about your aunt. I figure April I will get something....  notice I didnt say what YEAR!  LOL!!  I cant belive dropping 2,000 extra on Cards has done nothing! Not even a small wiggle! When Cap 1 reports my 2 CO as ZERO  finally I hope that will help! I was tempted to do a App just to hear my phone go off! But I refrained.... dang it was tempting though!!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
1/31/16 TU 685 ~ EQ 683~ Ex 705
My Wallet: Cap1 3,500K ~FH 950 Credit One 1800~Credit one #2 950.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Community Leader
Valued Contributor
Posts: 2,442
Registered: ‎11-29-2012
0

Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

I got a point this weekend for no apparent reason. Yay?Smiley Frustrated


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Established Contributor
Posts: 901
Registered: ‎12-09-2012
0

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Well if you wanted to split that point it would at least give me a wiggle!Smiley Happy

I got my NFCU Checking Visa Card today. Did you get your CC finally? I figured I would get a ton of misc mail first like you, then my card LOL!!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
1/31/16 TU 685 ~ EQ 683~ Ex 705
My Wallet: Cap1 3,500K ~FH 950 Credit One 1800~Credit one #2 950.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Community Leader
Valued Contributor
Posts: 2,442
Registered: ‎11-29-2012
0

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

[ Edited ]

The debit card comes really fast, but the cc takes FOREVER! I finally got mine tonight.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Established Contributor
Posts: 901
Registered: ‎12-09-2012
0

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

I want to hit the App button so bad with NFCU but I am waiting ........and it is just killing me!!! Glad you finally got your card!!!  You got a card and a bump!! Bonus!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
1/31/16 TU 685 ~ EQ 683~ Ex 705
My Wallet: Cap1 3,500K ~FH 950 Credit One 1800~Credit one #2 950.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Frequent Contributor
Posts: 368
Registered: ‎02-10-2013
0

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

To be honest, I'm starting to get bored with this game.  It's like them holding out a bone that they keep snatching up before I can grab it and just laughing....I guess past history trumps recent history two to one.  It's the man holding us done.  They don't want you to step up and get the cheaper interest they make their money on high interest and late fees!  I would dare say that 60-70% of a banks income is from late fees, atm fees and returned check fees!

 

I have my extra credit score pull but I wanted to wait until the end of the month to check it.  I want to see when my new CU CC posts.  The payment was on the 21st which I paid before then and I left $10 on a $500 CL so I thought that might give me a bump.  CapOne payment is on the 8th and they post on the 11th so I assume my CU will do the same which should have already been....

 

.....so we wait...


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Established Contributor
Posts: 901
Registered: ‎12-09-2012
0

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

Have you logged into your CC's today and see if they are showing a payment due for next month? Even if its zero due. If the due date still shows this month, the statement hasnt cut yet. Thats how I track mine.  My new cap one generally cuts on the 26th/27th. But is due the 24th.

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
1/31/16 TU 685 ~ EQ 683~ Ex 705
My Wallet: Cap1 3,500K ~FH 950 Credit One 1800~Credit one #2 950.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Established Contributor
Posts: 901
Registered: ‎12-09-2012
0

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

I paid off my very last collection and got a GW to delete....  now by gosh I am getting a bounce fix!!!  They were a collection reporting as a OC and updateing monthly as past due. HA!!  Bye Bye.... now I want my bump! You know they will take at least 2 wks to 30 days to give it to me!

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
1/31/16 TU 685 ~ EQ 683~ Ex 705
My Wallet: Cap1 3,500K ~FH 950 Credit One 1800~Credit one #2 950.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Community Leader
Valued Contributor
Posts: 2,442
Registered: ‎11-29-2012
0

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

I got a nice 22 point Experian fako bump today! My navy card started reporting there and I'm so glad because that score has been stuck for a long time. I think once tu updates I just might make my goal score of 625 on all three months ahead of when I expected. So excited. Just FYI, the tu and eq scores in my sig are from myfico, only the ex is a fako.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Frequent Contributor
Posts: 368
Registered: ‎02-10-2013
0

Re: Reg: THIS IS WORSE THAN CRACK!! I NEED MY BOUNCE FIX!!

and I just keep waiting........


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.