I have a Capital One account that is current; however at one time it was 120 days late. I still have a balance of approx $500 that I have been paying the minimums on. I was wondering if it would be possible to offer a PFD of the entire trade line? Do you think they would accept an agreement like this?
Side note: I have considered the impact this will have on my AaoA and feel that it will be minimal.
Thanks in advance!
