TL deleted 18 months early

[sup3rpat]

Congrats SusieQ!!! Mine fell off today! All reports are now clean!

[jaswolfe]

Did you open another account with them.  I just opened a card with them 3 months ago.  I called to see if I could get a good will removal about 18-24months early of the old charge off.  After being bounced around between reps and departments I got a supervisor on the phone.  After a 30 second heated exchange (I had already spoken to 3 persons attempting to mis quote the federal laws to me) the sup said why are you calling we requested the deletion of the trade line 5 days ago.....I checked and whoops already off experian and has since disappeared from eq and trans. 

To those better than me at credit repair, is this a possible means for deletion?  After old charge off open account with same company, and after a few months of steady on time payment request the goodwill deletion?

[SusieQ]

No, I settled for approx 60% back in Nov 2012.  I keep getting mail offers from them, but did not open another account with them. 

Not sure why PF dropped off my reports early, but very happy about it.

[rbon]

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@SusieQ wrote:

Can you see the fireworks?  FP off on my TU report today.     All 3 CR have removed early.    YEAH!

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That is awesome! Congrats! I just sat down and figured out when many of my inquiries would fall off along with some medical collections (that I can't figure out why they're on there because our state is not a dual property state and I was not the guarantor). Several are set to fall off in August & October, so I'll have to check in November to see what things look like!