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TMCC

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Jaxavier
New Contributor

TMCC

I have two loans with TMCC.  One open one closed.  Open is 1.5 years into a 4YR, perfect history. Closed was a 5YR, 2 late pays back-to-back almost 4.5 years ago.  It's TMCC's standard policy to remove one late pay (so actually the account had HAD 3 late pays, the 3rd somewhat close to the remaining 2) but I am wondering if anyone has had luck in bypassing this policy by either calling (asking for someone specific?) or writing a GW (again, to someone specific?) 

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Shogun
Moderator Emeritus

Re: TMCC

Bump

 

Sorry, I haven't had any contact with this creditor, but it hasn't been responded to so I figured I'd give it a bump up the que.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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