No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Grats on getting the EE and since the CRA excluded it its not going to be coming back,
Congrats on the EE!
Congratulations on the EE. I called TU today and had a supervisor do the same thing for me. I had an auto loan with 32 latest they removed. It was scheduled to fall off in april. Yaaay! Now if only EX and EQ would do the same! Lol! Again congrats!
Congrats
I tried googling "EE" in relationship to credit reports, can someone let me in on what that stands for? I'm guessing erase might be one of the E's but I want to know what this is and how I can attempt it, I have only a few baddies left (and unfortunately public records, not sure if they can do anything w/ those) but I'd like to try and kiss someone's ass on the phone if it'll help me in any way.
And congrats by the way, that sounds like great news.
hell I'd even be happy if they'd just remove the $700 old capital one charge off, I just settled it for $450... any chance there? lol
Are you calling the regular transunion customer service number and just asking for a supervisor? thanks.
@Anonymous wrote:I tried googling "EE" in relationship to credit reports, can someone let me in on what that stands for? I'm guessing erase might be one of the E's but I want to know what this is and how I can attempt it, I have only a few baddies left (and unfortunately public records, not sure if they can do anything w/ those) but I'd like to try and kiss someone's ass on the phone if it'll help me in any way.
And congrats by the way, that sounds like great news.
hell I'd even be happy if they'd just remove the $700 old capital one charge off, I just settled it for $450... any chance there? lol
EE stands for Early Exclusion. Your credit reports keep information for 7 years + 180 days - however, if you are close to the exclusion date - you can try to contact the the reporting agencies to see if they will remove it early. Each agency has a differnt time frame. One is 6 mos. One is 2-3 mos and the other is like 1 month.....however, I can't keep track of which is which - if you search in the forums you'll find the answer tho. I think TU is the earliest, then EX and EQ is last - but don't quote me on it.....sometimes people have been lucky anyway!
HTH
Yes, you can try a regular customer rep. But they told me no and I asked for a supervisor and she just removed it. Just be super nice and friendly! !