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TU Investigation for Delete Request?

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mAndrew1980
Established Contributor

TU Investigation for Delete Request?

About six weeks ago I recieved a letter from a CA informing me they have accepted  my GW request for a paid collection. As of today, none of the three credit bureau's had deleted it yet. About two weeks ago I sent the acceptence letter to all three credit bureau's along with all the necessary documents (state ID, ss card, proof of address, etc). When I got somebody on the phone from TU yesterday, I was told it was "under investigation" under Nov 24th.

 

Why would it be under investigation? Aren't investigations only for disputes? This was a paid collection, nothing to dispute. Any insight would be appreciated!

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 1 of 3
2 REPLIES 2
llecs
Moderator Emeritus

Re: TU Investigation for Delete Request?

Even if the CA said they'll delete, asking the CRAs to followup with the CA's promise will still result in a dispute. They still have to contact the CA, verify the letter, etc. I'd wait it out. If it gets verified, then re-contact the CA.

Message 2 of 3
mAndrew1980
Established Contributor

Re: TU Investigation for Delete Request?

Ahhh, got it. Thanks for the response. I'll just be patient, relax, and see what happens.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 3 of 3
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