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@Shiva78 wrote:Thanks! Good point. All I really want is Midland off my report. It's outside SOL and due to fall off 3/15.
Hey I just called last week to get midland off my report (7 year date would be 3/15) and TU deleted and sent me an updated credit report without midland....
When you say you called TU to get midland off your report, what did you tell or ask TU?
TU's online dispute function only allows disputes to be intiated once every 30 days. Been to that party before and it's totally annoying.
Just spoke to someone from TU. "Annie" from India. I explained that it's it's a very old trade line and that it's outside of SOL. She said that since it's still listed as "in-collections" with a balance she cannot delete it. Only Midland can.
Maybe I can keep trying every few days or just wait until March, then call them again. Seems like such a long time to wait!! I disputed as "other reason" with Experian so we'll see what happens. It's supposed to fall off in January 2015 on that report.