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TU Online Dispute issues

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dashpt
Frequent Contributor

Re: TU Online Dispute issues


@Shiva78 wrote:

Thanks!  Good point.  All I really want is Midland off my report.  It's outside SOL and due to fall off 3/15.


Hey I just called last week to get midland off my report (7 year date would be 3/15) and TU deleted and sent me an updated credit report without midland....

Cap one secured=200 closed
Cap One unsecured10,000
Wellsfargo1500
Walmart5000
Victoria'ssecrets1850, citicard 6500TU=735,Ex=723,Eq=734
Message 11 of 14
Anonymous
Not applicable

Re: TU Online Dispute issues

When you say you called TU to get midland off your report, what did you tell or ask TU?

Message 12 of 14
kjel
Established Contributor

Re: TU Online Dispute issues

TU's online dispute function only allows disputes to be intiated once every 30 days. Been to that party before and it's totally annoying. 

Current Score: TU: 674 | EQ: 722 | EX: 717 | Last Inq. 2/16/15...Locked Up in The Garden
NFCU Cash Rewards $14K | Chase Sapphire Preferred $5K | Amex Blue Cash Preferred $6K | Cap1 Quicksilver One Visa $9K

Message 13 of 14
Shiva78
Contributor

Re: TU Online Dispute issues

Just spoke to someone from TU.  "Annie" from India.  I explained that it's it's a very old trade line and that it's outside of SOL.  She said that since it's still listed as "in-collections" with a balance she cannot delete it.  Only Midland can.

 

Maybe I can keep trying every few days or just wait until March, then call them again.  Seems like such a long time to wait!!  I disputed as "other reason" with Experian so we'll see what happens.  It's supposed to fall off in January 2015 on that report.

Message 14 of 14
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