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So my Transuion score is 682 and they list me as a "D" rating. my husband pulled his TU score and he was a 644 and they have him as a C rating, WTH?
@wildbillcody wrote:So my Transuion score is 682 and they list me as a "D" rating. my husband pulled his TU score and he was a 644 and they have him as a C rating, WTH?
Depends on what's listed on your credit report.
The score on the Transunion website is a vantage score not a FICO.
It really comes down to where you pull them from.
You might pull them here and get your true FICO. I finally did and was pleasantly surprised. TU FAKO had me at 593, while myFICO showed 651.
I pulled them from the transunion site
The ones from the TU site are not real FICO scores. You can get your real TU and EQ FICO from myFICO.
My TU fake is 620 but my Fico is 579 so its important to know your getting the true scores. I get mine from My Fico.
I applied for a CC based on my fako scores and was denied. Knowing my true fico score I can see why I was denied.