I am so super stoked! My scores have jumped again and I finally have 2 in the "good" range and only 1 left in "fair". Transunion 673 and Experian 675, Equifax is at 643. I just recieved a CLI from my Walmart card from $500 to $4000. I've also been paying down my credit cards from Christmas. I keep all of my info on a spreadsheet and evaluate it several times a month. According to my calculations, my total utilization should drop to 36% with that CLI from Walmart. Do you think I will see another jump in my credit score? I also have 1 baddie that is paid still showing on my report. Should I give it another month and then call them to ask them to remove it or should I call now? I am so excited to see the increase. It makes all this work worth it!!!!
Starting Scores (2/15/2017): Equifax 604; TU 624, Experian 624 Current Scores (3/27/2017): Equifax 643; TU 679, Experian 701