TU dropped 10 points....

[Anonymous]

My rebuilding has hit a tiny pothole out somewhere in rural road (unlike NYC's HUGE potholes! LOL) TU has dropped 10 points to 604 I was wondering why, they said my balance increased by $138 (my UTI is now at 8%) WTH?!?!

Strangely, my TU hasn't shown any inquiry or new account that I opened a week ago with Discover IT card.

Oh well...hopefully next FICO update from TU goes up....NOT down! ;-)

[Anonymous]

Fluctuations during rebuilding is common.

[Anonymous]

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@Anonymous wrote:
Fluctuations during rebuilding is common.

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Absolutely true. It will correct itself...

[Anonymous]

Good to know...Hate the feeling when seeing it drop for no reason

[Anonymous]

Same happened to me before. It's completely normal like rest said. As long as you keep your util low and pay on time, you'll be alright

[Anonymous]

Do you have any loans such as student loans that are still active? If you are on a repayment plan then the interest is still being added to the loan amount.

[Anonymous]

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@Anonymous wrote:
Do you have any loans such as student loans that are still active? If you are on a repayment plan then the interest is still being added to the loan amount.

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Yes, I have Parental Student Loan for my kid (PLUS). It is in deferment till May 2016 but I have been paying since June anyway