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I can't figure this one out.
my TU score was 627. My last credit card payment posted (payed off 0 bal.) and my 60/90 lates dropped off of my student loan from goodwill but my score went down 7 pts. huh? I was hoping to get a nice boost. Never thought it would drop.
no new inq. or accounts dropping off
maybe I changed buckets?
For me, TU likes 0% reported but I in the major derog score group. Chare a small amount on 1 CC and let it report a balance but PIF before the due date. $1 is just as good as a full 9% of your CL so dont worry about the amount.
I will assume you are talking FICO scores.