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TU gained 32 points with last collection falling off

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Sbrooks1
Valued Contributor

TU gained 32 points with last collection falling off

Yay for TU 08, but mortgage score only rose by 7 😩
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: TU gained 32 points with last collection falling off

Oh mercy same for me! Transunion fico 8 went up 50 after last collection came off and I was giddy. Checked mortgage score....up 8 points. Fudge. At least it is the magic 684 now. When Equifax is above 680 I am going to apply for a mortgage again and rates should be much better than they were
Message 2 of 7
sjt
Senior Contributor

Re: TU gained 32 points with last collection falling off


@Sbrooks1 wrote:
Yay for TU 08, but mortgage score only rose by 7 😩

Congrats!

 

Was it paid or unpaid collection. When was the DOFD.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 3 of 7
Sbrooks1
Valued Contributor

Re: TU gained 32 points with last collection falling off

Paid, was due off in 12/16 anyway! But I will take two months early
Message 4 of 7
Anonymous
Not applicable

Re: TU gained 32 points with last collection falling off

Lol sbrooks every little bit helps. Congrats
Message 5 of 7
Sbrooks1
Valued Contributor

Re: TU gained 32 points with last collection falling off

No lie!! And I need all the help I can get !
Message 6 of 7
Anonymous
Not applicable

Re: TU gained 32 points with last collection falling off

Lol don't we all. Keep up the good fight it will pay off for you.
Message 7 of 7
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