TU request removal SUCCESSFUL

[tld1104]

The one I checked was "Too old to be on file, please delete"...however, I've gone back in to dispute a CA that is still there but the OC was deleted and it doesn't give me that option for some reason. 

[tld1104]

I disputed on 3/23 and just got the email this morning. 

[tld1104]

Update 2:

I went back in yesterday and asked for early deletion of CA since OC was deleted...I got an email first thing this morning.

LVNV due to fall off 7/2014 - DELETED!!!

That's 2 charge-offs and 1 CA deleted from Transunion since Sunday! :-)

Thanks for all the advice everyone!!! 

I still have one more charge-off that is due to come off 10/2014 but will take from500to700's advice and try again next month when it's 6 months from falling off.  It also has an LVNV.  

[DWill02]

Can anyone please tell me where at on transunions website can I request for something to be deleted? I know there is a tab that says dispute center, but then when I go there it gives me a 10 step process, is this correct?

[mongstradamus]

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@tdouglas wrote:

Update 2:

I went back in yesterday and asked for early deletion of CA since OC was deleted...I got an email first thing this morning.

LVNV due to fall off 7/2014 - DELETED!!!

That's 2 charge-offs and 1 CA deleted from Transunion since Sunday! :-)

Thanks for all the advice everyone!!! 

I still have one more charge-off that is due to come off 10/2014 but will take from500to700's advice and try again next month when it's 6 months from falling off.  It also has an LVNV.  

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Nice congratulations, I am guessing I am not so lucky with my request for deletion.I still haven't heard back from TU, I guess i can wait an month or two to see if they delete it when they say they will on most recent credit report.

[dashpt]

i too request a early delete for 9/14 and saw an email this morning saying it was deleted.

[Imperfectfuture]

I started somewhat easy, requested one off that would fall off next month.  Coupled that with a dispute for Capital One Auto Finance (showing balance when sold). And I THINK I did merrick bank (did that one on both experian and eq, since the phone reps at myfico verified they are showing payment dates when report pulled that is not showing up in my credit reports).  So, hoping tu dumps captial one auto finance, and a collection account (gonna dump anyway), then off to BBB and cfpb to 623 complaints against capital one auto finance.  Will deal with merrick bank after results of dispute are in.

All past sol, though due to being semi judgement proof, amd getting some previous medical billing errors corrected, then having them written off.  Hopefully, they pull from ca's.  After March next year, should only have some small ambulance co pays (unless I can get rid of those, seems to be easier working with the original creditors than the collection agencies, how I could miss an $800 billing error since first pull May 2013 is beyond me.)

[mongstradamus]

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@dashpt wrote:

i too request a early delete for 9/14 and saw an email this morning saying it was deleted.

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I just called up TU to see what the deal was if my Charge off was deleted or not, since i didn't get an email about it. It apparently was deleted and they sent me out a new cr as of yesterday. So yay for that. Now just have to work on EQ and see if they will delete early as well 

[tld1104]

I'm still waiting on Experian...requested 3 early deletions....looked at the status and it shows 2 are Updated and 1 still pending.  The ones that show updated are due to fall off 10/2014.  I should have waited until next month on those.  Live and learn. :-)

[IDontNeedThat]

For some reason neither my husband nor I could file an online dispute with TU so we each mailed them a letter on 3/10/14 asking for early removal of a CO set to fall off in May.  We both got a DELETED letter today!!   Experian has the removal date listed as July for the same CO.  We both filed online disputes asking them for early removal and were both denied.