Here are the details:
Placed for collection:10/17/2011
Responsiblity: Individual account
Acct tye: Open acct
Date updated: 02/28/2013
Original Amt: $919
OC:City of.... (utlities)
Past Due: >919<
Pay status >in collection<
Date closed: 01/31/2012
Remarks: Acct info disputed by consumer: >Placed for collection<
Estimated Month/Year to be removed: 07/2018
Disputing that it is not mine/Debt Validation.
I do not have a before, except from USAA credit monitoring report.
Well that's the question.
X put it in my name, but I never signed anythingwith the OC or agreed to anything with the OC or called the OC and said it's ok.
So technically with my SSN attached to the debt, yes, it's mine.