Hey guys, A close friend added me as an authorized user to a Capitalone Quicksilver card that was a platinum before but has a good record. almost 9 years old account with no late payments, She said it may have had one or two but creditkarma doesnt show any within the last 2-3 years. This has lead to a 53 point increase from 570 to 620. The cl is 1,500 currently owed 1,000 and this shows up on creditkarma buttttt that was just paid in full so the balance should be at $0 soon!! i hope that leads to a further increase in my score. Didnt think it would jump that high.... i also made a payment on a collections account but its not paid in full yet and I should call them and ask if they can delete it after i pay , i setlled for half the amount. Working my way back to 700s slowly but surely!!
