TU score jump from 627 to 722.That can't be right!?!?

[Lasardo]

I started this endeavor with 27 NEGS (medical) and a judgment on my TU ,I disputed everything on each credit report and did some PFD, long behold everything came off my TU, nothing negative is on there, judgment gone, inquiry's .., .Gone, baddies ,.Gone, I have been paying on time on some secured CC's for 6 months now.. When I checked TU it was 722! . I believed my wishful thinking to be playing a mean trick on me but I had my friend verify what I was seeing was actually that..what I WAS seeing . My experian and EQ are still all caught up in dispute so that score is inaccurate. (622) Credit karma states my score is 610. I was 627 before I hit this mysterious 722. Could this be a fluke? (say no,say no, pleeeaase..??)

[ihatemyscore]

Just relax and pull your scores from myfico.com.

[Lasardo]

I did pull it from MYFICO.com

[marty56]

Do you mean gone as in not on your report or gone as in marked as disputed?

On your PFD's did the CAs actually aprove them and did you dispute the collections too?

[2NE1]

"disputed everything on each credit report and did some PFD, long behold everything came off my TU"

if your PFD offers went thru and the OC/CA reflected as such, then that's awesome news! However, if you've disputed items on your CR, then I believe those items aren't being factored by FICO.

When I disputed two transferred Student Loans on EQ, I gained some points, but once I got the results back since they were verified I lost those points again.

[Lasardo]

I disputed everything and checked each report, TU has nothing on it anymore . I did some PFD with the OC and the CA and received deletion letters. ..

[2NE1]

since you've pulled a new TU report and all disputed items are gone then I'm guessing those won't be reinserted! WOOHOO! Congrats!

[Lasardo]

Thaks 2NE1! Now for those "others"

[annielorie]

WAY to go thats quite an accomplishment keep at it!

[MarineVietVet]

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@Lasardo wrote:
I disputed everything and checked each report, TU has nothing on it anymore . I did some PFD with the OC and the CA and received deletion letters. ..

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A reminder of what the forum's Credit Repair Discussion Guidelines say: The only credit repair discussions allowed in FICO Forums are ones that exchange information on how to correct or remove real errors from your credit report – not accurate information that you want to get rid of because it may be negatively affecting your credit score.

Disputing everything on your reports is considered unethical. You should only dispute items you truly feel are incorrect.