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Valued Member
Nik2010
Posts: 36
Registered: ‎10-05-2012
0

Taking the plunge!

Hi...I'm new to the boards, and I wanted to just share that after reading through the info on the forums, I've come to the conclusion that I can do this!

 

My fiance and I both have poor credit, and I had obtained the services of a bankruptcy attorney and was working on the documents to file.  But in seeing that there are many steps I can take to repair my credit, I'd much rather do this myself and get these accounts paid up and current so we can get on with life and try for a house in a year or so, hopefully.

 

Thanks for reading!

 

 


Starting Score: 531
Current Scores: EQ-662; TU-679; EX-660
Goal Score: 720


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Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Taking the plunge!

Congrats to you on taking the plunge and get your finances in order.  Feel free to post and ask questions, that's what we're here for.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
fuzzybean
Posts: 305
Registered: ‎04-04-2012
0

Re: Taking the plunge!


Nik2010 wrote:

Hi...I'm new to the boards, and I wanted to just share that after reading through the info on the forums, I've come to the conclusion that I can do this!

 

My fiance and I both have poor credit, and I had obtained the services of a bankruptcy attorney and was working on the documents to file.  But in seeing that there are many steps I can take to repair my credit, I'd much rather do this myself and get these accounts paid up and current so we can get on with life and try for a house in a year or so, hopefully.

 

Thanks for reading!

 

 


Just know you have many life preservers helping you when you take the plunge!

 

Happy rebuilding!

 


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