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Taking the plunge!

Valued Member

Taking the plunge!

Hi...I'm new to the boards, and I wanted to just share that after reading through the info on the forums, I've come to the conclusion that I can do this!

 

My fiance and I both have poor credit, and I had obtained the services of a bankruptcy attorney and was working on the documents to file.  But in seeing that there are many steps I can take to repair my credit, I'd much rather do this myself and get these accounts paid up and current so we can get on with life and try for a house in a year or so, hopefully.

 

Thanks for reading!

 

 


Starting Score: 531
Current Scores: EQ-662; TU-679; EX-660
Goal Score: 720


Take the FICO Fitness Challenge
Message 1 of 3
2 REPLIES
Moderator Emeritus

Re: Taking the plunge!

Congrats to you on taking the plunge and get your finances in order.  Feel free to post and ask questions, that's what we're here for.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 3
Frequent Contributor

Re: Taking the plunge!


Nik2010 wrote:

Hi...I'm new to the boards, and I wanted to just share that after reading through the info on the forums, I've come to the conclusion that I can do this!

 

My fiance and I both have poor credit, and I had obtained the services of a bankruptcy attorney and was working on the documents to file.  But in seeing that there are many steps I can take to repair my credit, I'd much rather do this myself and get these accounts paid up and current so we can get on with life and try for a house in a year or so, hopefully.

 

Thanks for reading!

 

 


Just know you have many life preservers helping you when you take the plunge!

 

Happy rebuilding!

 

Message 3 of 3