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Talking to GEMB

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Viperlx
New Contributor

Talking to GEMB

So I have an account with GEMB that is current and I want to pay it off. Is there a good contact to call or email to see if I can get a paid in full that is lower then the account balance?
Message 1 of 6
5 REPLIES 5
guiness56
Epic Contributor

Re: Talking to GEMB

What type of account is this?

 

Do they not have onlilne access where you can request a payoff amount?

Message 2 of 6
kaos71
Established Member

Re: Talking to GEMB

I had a all terrain vehicle loan with them and wasnt due to pay off for another year.  I wanted to sell it, and I just called the # on the bill and requested a payoff which was less than the full amount because the interest wouldnt be calculated if I paid it off that day.  They let me pay it off over the phone.


Starting Score: EX 527 EQ 575 TU 495 4-1-11
Current Score: EX ? EQ 659 TU 596 5-28-11
Goal Score: 750


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Message 3 of 6
Shogun
Moderator Emeritus

Re: Talking to GEMB

Glad it worked out for you!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 6
Viperlx
New Contributor

Re: Talking to GEMB

how low can they go?

Message 5 of 6
kaos71
Established Member

Re: Talking to GEMB

My loan was current, so I just paid the principle as of that day and the interest that had accumulated since my last payment which was like maybe 10 days worth of interest.  Does it not break it out for you on your bill? Principle versus interest that your paying each bill cycle? Mine did.  If yours isnt a loan, but revolving credit, then it will be a different story.


Starting Score: EX 527 EQ 575 TU 495 4-1-11
Current Score: EX ? EQ 659 TU 596 5-28-11
Goal Score: 750


Take the FICO Fitness Challenge


Message 6 of 6
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