My credit report is showing I have a charge off with my target card with a 300 limit 332 balance with my first 30 day late then subsequent never paying back in october of 2015. So I was obtaining my account information so I could try and hit them up for a PFD but my account with them states "Your account has been placed with a collection agency. You can contact ENHANCED RECOVERY CORP at 800-658-0047. " Seeing that Enhanced Recovery doesnt even show up on my credit report, what steps should i take to try and resolve and remove this from my tradeline?
