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Target MyFico Alert. What does it mean?

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Anonymous
Not applicable

Target MyFico Alert. What does it mean?

Just got this EQ alert via MyFico. Target is one of my accounts that is standing between me and my Barclay World Elite card. Does this update indicate any change for the better?

Account Information details

TARGET NATIONAL BANK
  • Balance
  • Not Reported
  • Past due
  • Not Reported
  • Status
  • Pays account as agreed
  • Last activity
  • 10/01/2008
  • Description
  • Consumer disputes - reinvestigation in progress Consumer disputes - reinvestigation in progress Closed or paid account / zero balance Credit Card

However, this is my 3 bureau report history as of, the other day. Look how crazy it is from one CRA to another.

Terms and Remarks
 
 
 
Late 30 Days0 times1 time (Apr 2008)0 times
Late 60 Days0 times1 time (May 2008)0 times
Late 90 Plus Days0 times5 times (Oct 2008, Sep 2008, Aug 2008, Jul 2008, Jun 2008)1 time (Jul 2008)
Worst DelinquencyNone Reported120 days past dueCollection
High Balance$390$390$390
Terms--Revolving
Scheduled Payment---
Credit Limit$200$200$200
REMARKSConsumer disputes - reinvestigation in progress

Account closed by credit grantor

Account Closed At Credit Grantor's Request
Message 1 of 2
1 REPLY 1
Anonymous
Not applicable

Re: Target MyFico Alert. What does it mean?

The acual listing on EQ site is :

 

The following changes were reported for your TARGET NATIONAL BANK account :
Comments on your account changed from Consumer disputes - reinvestigation in process , Amount in H/C column is credit limit to Consumer disputes - reinvestigation in process , Closed or Paid Account/Zero Balance , Credit card , Amount in H/C column is credit limit , Pd/Closed

Message 2 of 2
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