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Target questions

Established Member

Target questions

I forgot to pay my Target bill in 2008.  Before I realized it 30/60/90 day lates reported in Jul/Aug/Sept.  The reason I overlooked them was the fact the balance was so low and I had just signed up for the paperless statements..  Even after the 3 months of not paying plus the interest the balance was only $17.  I obviously paid it off as soon as I realized the mistake. 


My question is has Target been good about removing lates?  If so anyone have any good contact info (addresses, emails, etc)? Should I just call them and ask them nicely? 


They also closed my account.  Do you think I have waited long enough that they might approve me again?  Not a huge deal but I shop there enough that the 5% off would be pretty sweet.

Starting Score: TU: 655 EQ: 701 (12/2010)
Current Score:TU: 673 EQ: 701 EX: 675 (2/2011)
Goal Score: TU: 720 EQ: 750 EX:720

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