I had a Tax lien that was filed in 2008 in the state of CA. It was paid of in 2/2011 in the amount of $1,638. It is still showing on my EQ. My question is I know it can stay on for a long period of time, but how much is that affecting my score? Also I have a medical bill in the amount of $931 that was first reported June 2006. Should I send a DV letter or just let it fall off the report. Is it really affecting the credit that much. Any response would be great.
