Reply
Valued Member
Posts: 48
Registered: ‎11-10-2011
0

Tax Lien

I tried searching in the boards for my answer, but didn't find one. So I am asking anyone who may know: Just pulled my CR, EQ is reporting an Indiana state tax lien from 1998 in the public records section.  I paid this, although being so long ago and not understanding that I need to keep proof of everything, I no longer have proof I paid. I remember going to get a car loan and the guy asking me about it and I told him it was paid. He said they usually don't remove them from the CR. So I have gotten car loans and a mortgage with no problems. What I want to know is when will it fall off my report, or will it? And I want to buy a house in the state I live in now, will they understand that the tax lien has been paid? I have disputed this on other occasions, with no success.  Any thoughts about what I can do?  I now live 1600 miles away and can't just drive down to the court house to talk to someone. By the way, this is my first post:smileywink:


Starting Score: EQ: 559 Score Watch
Current Score: EQ: 646 TU: 667 EX: 664 Lender Pull
Goal Score: 640


Take the FICO Fitness Challenge
Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
0

Re: Tax Lien

A paid tax lien should have fallen off by now. You could probably dispute it as obsolete for removal from credit reports.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Moderator
Posts: 4,189
Registered: ‎03-24-2008
0

Re: Tax Lien

Hi and Welcome to the forums:smileywink:

 Paid tax liens remain seven years from the date they are paid.

 

You dont need proof you paid it, as long as it says paid on your CR.

Does EQ show the date paid?   if so, just add seven years.

 

TU and EX shows drop off dates. Have you pulled them, to see if this tax lien is on them?

 

You may find info on the Indiana web site. http://www.in.gov/dor/3325.htm

FICO's Oct 2013 TU711 EQ713 EX723~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Valued Member
Posts: 48
Registered: ‎11-10-2011
0

Re: Tax Lien

It is only on my Equifax credit report. I pulled them all about a month ago. It shows the court address, the amount and class: state. Also says date reported - N/A.  It doesn't say it was paid.  Thanks for the web site. I will look there and see what I can find. I think I will call the courthouse on Monday and see what they say, it does show a case number also. Thank you both for responding and the welcome.


Starting Score: EQ: 559 Score Watch
Current Score: EQ: 646 TU: 667 EX: 664 Lender Pull
Goal Score: 640


Take the FICO Fitness Challenge

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.