Hello devidarling and welcome to the forums. I split your post off to start a new thread here in Rebuilding Your Credit. All I changed is the title.
MarineVietVet, myFICO moderator
I have a strange situation, my credit score is excellent but I do have an account in collections.
I registered for a state school and dropped out before I registered for classes but after the tuition refund date, my account has been in collections ever since, but it doesn't show up on any of my credit reports.
Each time I get a state tax refund, they seize it.
Does this mean the activity on my account (and therefore the date to start counting down to 7 years) renews each year when they seize my tax return so I will never be free of it till I pay it off, and is the only reason it is not on my credit report because of these meager payments?
Thank you so much.
