Rebuilding Your Credit

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jess985
Posts: 76
Registered: ‎05-01-2012

Ten point increase!

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‎10-04-2012 01:16 PM

Just got a SW alert that my EQ score has gone up 10 points!

Not exactly sure why I got the increase but more then happy to take it!  Getting closer and closer to that dream of buying a home next spring!

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Shogun
Posts: 7,367
Registered: ‎04-15-2011

Re: Ten point increase!

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‎10-04-2012 01:25 PM

Congrats!!!  Ten points is ten points!

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
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Valued Contributor
creditnocash
Posts: 1,916
Registered: ‎07-23-2012

Re: Ten point increase!

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‎10-04-2012 07:14 PM

you should be able go click on the alert and it explains what happend. 

 

 

i got an alert for a 10 point drop. 

toyota finally reported my auto loan. 2 months down 34 to go. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
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jess985
Posts: 76
Registered: ‎05-01-2012

Re: Ten point increase!

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‎10-04-2012 07:23 PM

It just says the normal.. A credit limit may have increased, a balance may have decreased or something may have aged and is having less impact on my score.

The only change I do see is that two collections have dropped off.... So maybe that's what caused the point increase?

 

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