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Contributor
jess985
Posts: 76
Registered: ‎05-01-2012

Ten point increase!

Just got a SW alert that my EQ score has gone up 10 points!

Not exactly sure why I got the increase but more then happy to take it!  Getting closer and closer to that dream of buying a home next spring!

Moderator
Shogun
Posts: 12,859
Registered: ‎04-15-2011

Re: Ten point increase!

Congrats!!!  Ten points is ten points!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
creditnocash
Posts: 2,172
Registered: ‎07-23-2012

Re: Ten point increase!

you should be able go click on the alert and it explains what happend. 

 

 

i got an alert for a 10 point drop. 

toyota finally reported my auto loan. 2 months down 34 to go. 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Contributor
jess985
Posts: 76
Registered: ‎05-01-2012

Re: Ten point increase!

It just says the normal.. A credit limit may have increased, a balance may have decreased or something may have aged and is having less impact on my score.

The only change I do see is that two collections have dropped off.... So maybe that's what caused the point increase?

 


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