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I've been working on cleaning up my file. And of course thanks to so many of you out there, i had submitted the appropriate DV letter for my state which is Texas. I received a response today on my first letter it states the following
Regarding your dispute letter, our client cannot provide the requested documentation to validate their claim. We have cancelled and resubmitted the balance to our client. Contact them if you need any information. The debt has not been forgiven and is due to the client, this is validation we no longer handle the account for said client. Our reporting will update the removing of this account from our files allow up to 60 days.
This was Texas DV was responded within 30 days, this balance was from over 7 years and due to fall off in 2015 sol her is 4 years. Not sure what to make of this at this point?
btw: I do not believe this medical practice exists any more? Forgive me if I left anything else out I was not happy about this,
Thanks all
Can you tell us the name of the collection agency?
No validation, and the OC died years ago? Good for you.
@baller4life wrote:
Fail? Looks like a success to me. They are removing the account because they can't validate.
Seems like a fail, because if whomever (controlling entity) of prior OC can just restart the clock with a new CA?
@Burned2manybridgesB4 wrote:No validation, and the OC died years ago? Good for you.
Not sure what happened to them I had moved and no longer could locate them they either sold/retired I guess? Just worried about this resurfacing, I didn't know about any of this until I checked my CR
@baller4life wrote:
No they cannot restart clock. The DOFD does not change. You won!
Thanks I'll update if this changes.congratulations this is a win!!!! and as baller said. ...they can NOT restart the clock
I'LL update if this changes.......gosh I hope 2 years later this doesn't resurface. I guess that's how old threads come back to life.