Texas Resident Debt Validation Letter

[cgussio]

This is a nice letter. Thanks for sharing.

[CreditFixChick]

Im just curious which letter out of the three listed did you use for your success? Im new to this and have about 7 accounts I need to dispute.

[chela62678]

if we have not disputed to the credit  burueas. Can we omit this from the template?

Or leave as is?

thanks for posting this.

I have a few on my cr to Dv and some on DH.

It's gonna get expensive

[baller4life]

Yes you may omit. OP added the bolded parts in. Not in original template.

[chela62678]

thank you

[I_need_720]

Please advise as to how you use this letter to dispute items with a CRA. What would I specifically ask they provide as proof?

[baller4life]

This is for Texas residents and is sent to the collection agencies. It requires them to provide proof of everything listed in order to validate that the debt belongs to you. If they cannot, collection must be deleted. Very powerful tool. One of the joys of being a Texan. Yeehaw!!

[chela62678]

Can this be emailed?

[baller4life]

I emailed it to Enhanced Recovery and worked like a charm.

[chela62678]

Can you pm the email? It's one of my baddies TIA