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Got to love CapOne
I had an old charge off reporting from them that was due to falloff on 2019, and looks like CapOne just removed it without me asking them about it.
Its off on TU and EQ, but not yet on EX.
I hope they make this an annual practice as Christmas gift for people that they given a second chance.
Working to clean the credit file is very hard, its great to see a bank that appreciate people who try to rebuild their credit.
Thank you CapOne!
It will more than likely reappear with a different debt collector.
Woah, that's like the opposite of what they've been doing with me. Sometimes I think they've been trying to purposely poison my credit report!
Hey though, I complain, but CapOne has helped me a lot with the two cards they've given me since I messed up the old college one. They're tons better than CreditOne and their ilk.
Edit: I just read the other replies again and noticed that you settled with them at some point. This is good info, it means people might increase their chances of getting a couple years off for good behavior if they settle. Were my debt a few years younger, I would have put that down as something to try. I wonder how common it is for them to do this?