I dislike how 1 report says "meets requirements" and it's done.
target charged off, settled, AND sent me papers to claim loss as ordinary income on taxes I think the least they can do is not to get to report an entire loss of more than the original balance!!! Score watch gave me this update and it says no score change but in my mind I feel better
TD BANK USA/TARGET CREDIT
Account opened: 8/2008
Description: Closed or Paid Account/Zero Balance
Settlement accepted on this account
Contact: TD BANK USA/TARGET CREDIT, 3701 Wayzata Blvd, Minneapolis, MN, 554163401
the way it reports now is much better on a manual review