Rebuilding Your Credit

[helplessintn]

---

beamMEup wrote:

---

helplessintn wrote: 
My scores went up adding a CC at 595, but I doubt that would be true if I already had open credit cards.

---

helpless - I'll bet others with a score sitting below 600 are anxious to learn which card you added.

---

Orchard Secured - $200.  I did the pre-approval thing online to see which to qualify for, since it doesn't do a 'hard' pull.  The FICO simulator thought it would help, and it was right. 

I'm sure that's not true for everyone, but it did help in my situation where I had absolutely no available credit.

[ArmyStrong]

Fairly new here, but CONGRATULATIONS and THANK YOU!

Now how do I get my scores to stay as a signature line on my posts??

Got it!!

Message Edited by ArmyStrong on 08-10-2009 10:50 PM

Message Edited by ArmyStrong on 08-10-2009 11:05 PM

[llecs]

---

msloryn wrote:
I'm confused. I see a lot of posts on here that state that the SOL for cell phones is 2 years???

---

They are citing 47 USC Sect. 415 of the Telecommunications Act. The 2 yr SOL was incorporated into the law in 1938, long before cells. I've seen many a person sued long after the 2 years has passed.