Regular Contributor
Posts: 177
Registered: ‎04-10-2008

Re: Thank you and things I learned along the way.....

beamMEup wrote:

helplessintn wrote: 
My scores went up adding a CC at 595, but I doubt that would be true if I already had open credit cards.

helpless - I'll bet others with a score sitting below 600 are anxious to learn which card you added.


Orchard Secured - $200.  I did the pre-approval thing online to see which to qualify for, since it doesn't do a 'hard' pull.  The FICO simulator thought it would help, and it was right. 

I'm sure that's not true for everyone, but it did help in my situation where I had absolutely no available credit.
EQ: 686
TU: 694
EX: ???
Frequent Contributor
Posts: 335
Registered: ‎01-09-2009

Re: Thank you and things I learned along the way.....

[ Edited ]

Fairly new here, but CONGRATULATIONS and THANK YOU!




Now how do I get my scores to stay as a signature line on my posts??:smileyindifferent:



Got it!!:smileyhappy:

Message Edited by ArmyStrong on 08-10-2009 10:50 PM
Message Edited by ArmyStrong on 08-10-2009 11:05 PM
TU: 556 12/12/08 ~ EQ: 509 12/12/08 ~ EX: 509 12/12/08
TU: 588 8/7/09 ~ EQ: 529 7/30/09 ~ EX - ?? (509 12/12/08)
TU: 619 9/01/09 ~ EQ: 608 9/01/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 626 9/30/09 ~ EQ: 624 9/30/09 ~ EX - ?? (640 FAKO 9/01/09)
TU: 659 10/7/09 LO PULL EQ: 624 10/7/09 LO PULL EX: 659 10/7/09 LO PULL
Moderator Emeritus
Posts: 32,880
Registered: ‎08-04-2007

Re: Thank you and things I learned along the way.....

msloryn wrote:
I'm confused. I see a lot of posts on here that state that the SOL for cell phones is 2 years???


They are citing 47 USC Sect. 415 of the Telecommunications Act. The 2 yr SOL was incorporated into the law in 1938, long before cells. I've seen many a person sued long after the 2 years has passed. 


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