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I wanna thank everyone on here who takes the time to share their experiences and advice. I've been trying to bump my scores for a while now(a year) by paying off all my balances, increasing my limits and such... Since this spring, it seemed like my scores were stuck to around 712-735. Nothing I did seemed to budge them.
Now, after applying some of the things in here, my equifax went 735-774-791(as of today). Transunion should be close(maybe slightly higher, haven't checked). EX seems slower to catch up, but that's no worry.
Anyway, Just wanted to express my appreciation for all you who share and help. I know you could do many other things with your valuable time, but instead you choose to be here and guide others through thick and thin. I hope I can pay it forward....
Congrats on your success!!!
The information contained on this forum works and it's all because of members paying it forward
Keep applying the knowledge and I look forward to you passing it forward as well.