Congrats on your score increase.
Congrats and good luck on the DW's!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Congrats on your credit journey! Your DW is guaranteed to succeed with you there to support her. Thanks for sharing your journey.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
@A_Noob wrote:Thanks to these forums, I am on the fast track to awesome credit. I started out mostly as a new file but I did have one collection on record. I successfully did a PFD on that, which I didn't even know was an option until I visited these forums. Now I was able to get my BofA secured card unsecured early and got a CLI from $500 to $2500 the same day. I'm getting prequalified offers galore which just 9 months of credit history and I couldn't have done it without the advice I found here. Now I'm balancing my UTI between $0.01 and 9% as well as pacing my applications before I go into the garden about 6-9 months before I apply for a mortgage. Now I find myself sitting over 700 for my credit scores and it is largely due to these forums. Now it's time to get my wife's credit all fixed up!
Goof job and grats on the success
congrats
