Before Rebuilding:
Capital One Visa $500 CL
Target Visa $1000 CL
Chase BP Visa $4300 CL
After - all of the above are the same, plus:
U of M Credit Union Platinum Visa $5000 CL
AMEX Costco True Credit $2000 CL
Discover More $7500 CL
So...I've gone from a $5800 total revolving limit to $20,300.
Also, I'm pretty excited that $9500 of that is 0% on new purchases....6 months on the AMEX and 9 months on the Discover. I don't normally carry a balance, but it will take me a minute to pay off the appliances that I need due to my new appliance-free house. I was hoping to have extra money in my contract (203k loan, house needs a lot of work) when I paid for cabinets out of pocket, but I'm not counting on it...mitigating that is that I have friends who just decided this week that they're planning to move in (and pay rent, even better).
Anyway - 350% increase in my revolving credit limit (YAY), and no, I'm not planning to dump Capital One - it's my oldest card and I just opened 3 new ones. I refuse to open a new one to get a decent limit. Never could have bought the house or gotten the new cards without you guys...
Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Awesome job. Your efforts have paid off. Inspiring for those of us rebuilding
