I just wanted to take a moment to thank everybody who is a part of these forums, giving advice and sharing their stories. The knowledge gained here has helped immensely. I got my middle Fico8 to 672 this month and finally got approved for the Delta Amex that I have been denied for time and time again in the past. I know this is the easiest Amex to get, but it's been a goal for a long time. Next stop....720 and a mortgage approval! 1 baddie left and 9% utilization and back to the garden I go. For all those just starting off, keep up the good fight, it can be done!
