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When I started taking my credit seriously about a year ago, I was lost on how to clean up my credit report. I didnt accomplish anything really just paid my bills on time thinking that would be enough, but we all know how the credit game works. Well anyways about 4 months ago I found Myfico and have raised my credit from 512 to 627 currently and cleared off 4 collections and 2 chargeoffs, all I have left is one paid collection. I was able to secure a 1.79% auto loan through NFCU yesterday for 28k on a autoloan it was a great feeling. I would of never got this loan if it wasnt for myfico, they led me to not only a cleaner report but to NFCU. For all those who have helped me along the way, I have a warm hearted thank you for ya guys. Thanks John
Congrats!
Wow, 1.79!!!! I too was lost in the credit world 8 months ago. It wasn't until a friend of mine was telling me how he was able to remove errors on his reports as well as GW. I had 0 credit cards last year, today...I have several cards, and an AMEX. Score is much better than last year. My goal is to get to 700, and I am on track to hit that by the end of the year. It just feel good when you have the power to negotiate, and not the lenders telling you what you can and can not have!!!
Congrats Dodgeball!
Congrats! I'm hoping to report a similar success story in the near future
Congrats!
:::::::igital Hug::::::::