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Thanks to Everyone who helped!

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dodgeball
Established Contributor

Thanks to Everyone who helped!

When I started taking my credit seriously about a year ago, I was lost on how to clean up my credit report.  I didnt accomplish anything really just paid my bills on time thinking that would be enough, but we all know how the credit game works. Well anyways about 4 months ago I found Myfico and have raised my credit from 512 to 627 currently and cleared off 4 collections and 2 chargeoffs, all I have left is one paid collection. I was able to secure a 1.79% auto loan through NFCU yesterday for 28k on a autoloan it was a great feeling. I would of never got this loan if it wasnt for myfico, they led me to not only a cleaner report but to NFCU. For all those who have helped me along the way, I have a warm hearted thank you for ya guys. Thanks John

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 1 of 6
5 REPLIES 5
Familywantsahouse
Frequent Contributor

Re: Thanks to Everyone who helped!

Congrats!

2/24 (Lender Pull) EQ 613, TU 553, EX 589
April EQ 633, My Fico TU 638, EX ??
Current EQ 643, TU 652, EX 633 (lender pull 5/11)
Goal (we made it!!)- Over 640 middle by 5/15
Message 2 of 6
birjest
Frequent Contributor

Re: Thanks to Everyone who helped!

Wow, 1.79!!!!  I too was lost in the credit world 8 months ago.  It wasn't until a friend of mine was telling me how he was able to remove errors on his reports as well as GW.  I had 0 credit cards last year, today...I have several cards, and an AMEX.  Score is much better than last year.  My goal is to get to 700, and I am on track to hit that by the end of the year.  It just feel good when you have the power to negotiate, and not the lenders telling you what you can and can not have!!!


5/30/15 EQ 596; TU 605; EX 580.
12/18/17 EQ 646; TU 660; EX 674.
7/30/23 EQ 708; TU 703; EX 721.
Message 3 of 6
Rain77
Frequent Contributor

Re: Thanks to Everyone who helped!

Congrats Dodgeball! 



Last HP 8/29/14

Message 4 of 6
Anonymous
Not applicable

Re: Thanks to Everyone who helped!

Congrats! I'm hoping to report a similar success story in the near future Smiley Happy

Message 5 of 6
SGTRobocop
Established Member

Re: Thanks to Everyone who helped!

Congrats!

:::::::Smiley Very Happyigital Hug::::::::

1-2012 EX-504/EQ511/TU505
2-2012 EX551/EQ564/TU565
3-2012 EX-577/EQ573/TU602
4-2012 EX-603/EQ677/TU683
5-2012- EX-748/EQ683/TU758
Message 6 of 6
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