That OMG Feeling...

[Anonymous]

So, this morning around 6am-ish I thought about buying something with my Fingerhut account when I thought...OMG I missed the due date! I was on the train freaking out. I couldn't get my phone to load the website fast enough. I was so caught up in whatever I have going on that it completely slipped my mind. 30Seconds went by and my account page is loading. I promise it felt like I was sweating buckets. Page loads  Amount Due: $58.56  Minimum Amount Due: $18.68 Due Date: 08/27/2015...I nearly cried. After seeing that I set up for the payment to come out automatically for this month. 

(sigh) has anyone else ever had that mini/ginormous panic attack?

[Anonymous]

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@Anonymous wrote:

So, this morning around 6am-ish I thought about buying something with my Fingerhut account when I thought...OMG I missed the due date! I was on the train freaking out. I couldn't get my phone to load the website fast enough. I was so caught up in whatever I have going on that it completely slipped my mind. 30Seconds went by and my account page is loading. I promise it felt like I was sweating buckets. Page loads  Amount Due: $58.56  Minimum Amount Due: $18.68 Due Date: 08/27/2015...I nearly cried. After seeing that I set up for the payment to come out automatically for this month. 

(sigh) has anyone else ever had that mini/ginormous panic attack?

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I loathe automatic payments, but religiously pay any bills on payday that are due before the next payday. Glad you got it in time!

[Anonymous]

I don't like them either. But sometimes it's easier. Especially when you have a lot on your plate and tend to forget.

[Anonymous]

Okay, you had me thinking back when!   I do remember that!  Since coming on here, I have all accounts set to autopay but you know I still check them out once a month to be sure!    Glad everything was fine.

[MissMc89]

Yes! Aw man, you took me back. I finally took the plunge and set up most of my accounts for automatic payment. What's funny is that I check my Cap 1 accounts (the only ones with balances) maybe every other day and pay when I get my paychecks anyway. This forum has shown me how important it is to stay on top of my credit.

[TRC_WA]

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(sigh) has anyone else ever had that mini/ginormous panic attack?

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Nope... never have.  

I keep my bills on a spreadsheet that I look at every payday.  Never missed a payment... never forgotten a payment.

I pay all my bills manually... no automatic payments.

[Anonymous]

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@TRC_WA wrote:

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(sigh) has anyone else ever had that mini/ginormous panic attack?

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Nope... never have.  

I keep my bills on a spreadsheet that I look at every payday.  Never missed a payment... never forgotten a payment.

I pay all my bills manually... no automatic payments.

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👍👍

[Anonymous]

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@MissMc89 wrote:

Yes! Aw man, you took me back. I finally took the plunge and set up most of my accounts for automatic payment. What's funny is that I check my Cap 1 accounts (the only ones with balances) maybe every other day and pay when I get my paychecks anyway. This forum has shown me how important it is to stay on top of my credit.

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This forum has def helped me learn many things. I set my CC payments around my paydays. Just fixed my calendar to include all due dates. 

[J91605]

I have become OCD about it. I look at my accounts every morning before work, and every night before I go to sleep. Sometimes in the middle of the day. Overkill? Absolutely! But I don't want anything to do with that feeling or the one when you really did miss your due date.

[Anonymous]

Happened to me a few times. Now I have everything on auto via my bank (DCU) so I never have to worry about it. 

In a short span of time I added eight bills to my current lineup, so its been a learning curve to juggle em. Thanks to some advice here I have got a good system now.