@Headpin2010 wrote:
Also looking for help fighting PRA.
I know it sucks to hear this, but the only way to fight this is to send an intent to sue letter to the collection company and the respective credit bureaus. If that doesn't work then write up an actual lawsuit and send that out via fax. That has worked for me on multiple occassions (I did not have to actually file the lawsuit). You can search the internet for many examples of lawsuits.
Hope this helps.
Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs
