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The Glorious Sound of the MyFico Alert

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PrettyGyrl
Frequent Contributor

The Glorious Sound of the MyFico Alert

I love waking up to the alert sound from Myfico and seeing a EX15 point increase!!! I'm finally in the yellow too. Now that my reports are clean minus the judgement set to age off in October my scores seem to rise with every update!!!!! I'm so close to 700 I can smell it! Now to get this utilization down and I'm sure I'll be around 750.

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden
Message 1 of 16
15 REPLIES 15
biglista88
Regular Contributor

Re: The Glorious Sound of the MyFico Alert

Sounds like I'm in a very similar boat! Congrats! Although I don't know why my EQ score is lagging behind so much.
REBUILD STARTED (AGAIN) 9/1/2023


Current Scores 4/4/24

“Breathing new life into a dead credit file”
Message 2 of 16
PrettyGyrl
Frequent Contributor

Re: The Glorious Sound of the MyFico Alert


@biglista88 wrote:
Sounds like I'm in a very similar boat! Congrats! Although I don't know why my EQ score is lagging behind so much.

Thanks! My EX was lagging then I got the alert today!!! Hang in there....you may hear that sweet sound soon!

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden
Message 3 of 16
biglista88
Regular Contributor

Re: The Glorious Sound of the MyFico Alert

What's your current scores and CC'S ,limits ect? If you don't mind my asking.
REBUILD STARTED (AGAIN) 9/1/2023


Current Scores 4/4/24

“Breathing new life into a dead credit file”
Message 4 of 16
creditstalker
Frequent Contributor

Re: The Glorious Sound of the MyFico Alert

Great News!!!!!  I paid off credit cards and waiting for my score to update  **fingers crossed**

Current FICO 08 as of 06/01/2015 TU 648 EQ 624 EX 602
FICO Mortgage Scores TU 594 EQ 540 EX 642

Message 5 of 16
PrettyGyrl
Frequent Contributor

Re: The Glorious Sound of the MyFico Alert


@biglista88 wrote:
What's your current scores and CC'S ,limits ect? If you don't mind my asking.

EQ-645, TU-668 & EX-673
BoA 3k, QS1 2.5k, Barclays 1700, Barclays 1650, VS1400,Avenue 1400, Torrid 1400, Macys 1300, Goodyear 1100, Ashley Stewart 350, USBank 300, Cap1 Secured 300, Overstock 250

My utilization is a high 65% but that's what was factored before any updates. Just did the calculations I'm down to 54% once it updates.

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden
Message 6 of 16
biglista88
Regular Contributor

Re: The Glorious Sound of the MyFico Alert

I wish I could get approved for a second Barclay's card. Hmmmm I was eyeing the arrival card but I'm new to barclays. My TU is 671 right now.

REBUILD STARTED (AGAIN) 9/1/2023


Current Scores 4/4/24

“Breathing new life into a dead credit file”
Message 7 of 16
PrettyGyrl
Frequent Contributor

Re: The Glorious Sound of the MyFico Alert

Don't be impressed...lol. One is a recent Apple card pc'ed to Baclays MC Rewards....so I have two of the same cards! I'm going to see if I can combine both into one card but I want to lower the balances first
Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden
Message 8 of 16
Anonymous
Not applicable

Re: The Glorious Sound of the MyFico Alert

I haven't gotten an alert or update in almost a week, but the alerts have happened on other sites.  Not sure what's going on here.....

Message 9 of 16
gdale6
Moderator Emeritus

Re: The Glorious Sound of the MyFico Alert


@PrettyGyrl wrote:

I love waking up to the alert sound from Myfico and seeing a EX15 point increase!!! I'm finally in the yellow too. Now that my reports are clean minus the judgement set to age off in October my scores seem to rise with every update!!!!! I'm so close to 700 I can smell it! Now to get this utilization down and I'm sure I'll be around 750.


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Message 10 of 16
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