Reply
Established Member
Posts: 18
Registered: ‎05-30-2012
0

The Race to 700

I Started this journey with my wife in may 2012 to get a 700 score or to purchase a second home.At one point we were competing to see who can get there first I introduced her to myfico after I joined and she's been aggressive since with pfd and negotiating with collectors we still have ways to go but just wanted to say thx so far heres our scores so far wife on top mine on bottom ... she stared at 661 now 786 i started at 613 now 695

 

10/13/2012786Score Watch® alert: Your score has gone up.  
 10/12/2012705   
 10/6/2012705   
 9/30/2012705   
 9/23/2012693   
 9/13/2012678   
 9/9/2012693   
 8/31/2012692   
 8/30/2012692   
 8/13/2012692   
 7/25/2012686   
 7/13/2012692   
 7/9/2012673   
 6/30/2012661   
 6/23/2012661  

 

 

 

 

9/27/2012695Score Power report: Your score is unchanged.  
 9/17/2012695   
 9/15/2012688   
 9/7/2012657   
 8/17/2012660   
 8/3/2012638   
 7/18/2012631   
 6/3/2012623   
 5/20/2012613   
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: The Race to 700

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Moderator
Posts: 13,897
Registered: ‎04-15-2011
0

Re: The Race to 700

That's great, but she's kicking your butt!   LOL

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Highlighted
Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
0

Re: The Race to 700

A woman who likes to be on top......surprised?

/end sarcasm.

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
0

Re: The Race to 700

I'd need new pants if I saw an 81 point increase.  Did she have something major removed?

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Established Member
Posts: 18
Registered: ‎05-30-2012
0

Re: The Race to 700

thx folks as I said she's aggressive and like to be on top ....The 81 points spread was the last collection to fall of it took them forever to take it off but transunion is moving slow in taking it off but the other two did recently ..Some of her goodwill became dispute from cap1 they misinterpreted it that's what cause score drops but she still have four consecutive lates 30 days  from cap1 back in 2010 still on her report they aint budging at all cap1 sucks

Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
0

Re: The Race to 700

Those 30 day lates have lost most their steam by now. If you're able to get those removed, it'll be for cosmetic purposes only.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.