Re: The game works!

baygirl · ‎02-28-2015

okie, dokie....I am a believer! I have been gardening since July 2014; waiting for inquiries to fall off this July, goodwilling the last of my baddies, requesting CLI's, resisting the urge to pull my reports daily and check myfico.com hourly, etc. But this month I concentrated on having all my cards report zero (I was such a zealot, two actually reported credits ) and ONE card reported 4% UTI. At month end, both EQ and EXP are up 20 points and TU up 17 points. Hoping by July when I pull my reports again that my scores will reach my 760 goal! then what.....

Anonymous · ‎02-28-2015

congrats, i am working my way up to have all 3 over 700

Anonymous · ‎02-28-2015

@baygirl wrote:
okie, dokie....I am a believer! I have been gardening since July 2014; waiting for inquiries to fall off this July, goodwilling the last of my baddies, requesting CLI's, resisting the urge to pull my reports daily and check myfico.com hourly, etc. But this month I concentrated on having all my cards report zero (I was such a zealot, two actually reported credits ) and ONE card reported 4% UTI. At month end, both EQ and EXP are up 20 points and TU up 17 points. Hoping by July when I pull my reports again that my scores will reach my 760 goal! then what.....

Of course it does... Congrats and keep up the good work.

App_Addict · ‎02-28-2015

Awesome Job, keep up the great work!

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

dragonfly66 · ‎02-28-2015

Congratulations! I''ve got to get to that point.

Current - FICO 3/2019: EX(753); EQ(763); TU(749)
Beginning - FICO 7/2014: EX(630); EQ(608); TU(581)
Credit: Wells Fargo Home Projects Charge Card ($7,800); Wells Fargo Home Rebate Visa ($4,000); Capital One Quicksilver ($10,000); Capital One Venture ($6,000); Discover it ($7,900); Macy's ($20,000); BrandsMart ($4,000); Banana Republic ($1,200); Lowes ($12,000); Amex Everyday ($30,000); Macy's Amex ($15,000); Amex Platinum (NPSL); Citi Diamond Preferred ($9,000); Chase Freedom ($9,000); Wells Fargo Outdoor Solutions ($10,000); SunTrust HELOC ($25,000)

gdale6 · ‎02-28-2015

Great job, keep it up

icebox702 · ‎02-28-2015

congrats!!!

Anonymous · ‎02-28-2015

I know -- isn't it great??!! And to think I had not idea about how to go about any of this until finding MyFico. I'm a true convert

Anonymous · ‎02-28-2015

Congrats! I can't wait to be there one day!

The game works!

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The game works!

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